Why is a Credit Union
Loan better?
Your credit union has no document fees, arrangements fees, facility fees, rescheduling fees or any other fees on loans.
We don’t penalise you for making lump sum payments or clearing your loan off early either!
We are Owned
by You!
We are
Lending!
No fees, charges
or penalties!
Loan Protection Insurance is provided free of charge.
This is important if you do not want to leave debt to your loved ones. Other credit providers do not provide this without charging for it.
The free loan insurance offers piece of mind to you in knowing that in the event of your death your loan is completely cleared in full at no cost to you or your family. This is one of the additional benefits of borrowing from Ballina Credit Union and is provided at no additional cost to you.
The free loan insurance offers piece of mind to you in knowing that in the event of your death your loan is completely cleared in full at no cost to you or your family. This is one of the additional benefits of borrowing from Ballina Credit Union and is provided at no additional cost to you.
Loan interest is
calculated to
your advantage
Most financial institutions calculate the interest due at the start of a loan. This means that even as you reduce the size of your loan, your interest will remain the same throughout
With your credit union, your interest reduces as your loan reduces. With additional re-payments or early clearance of a loan, you pay even less interest!
With your credit union, your interest reduces as your loan reduces. With additional re-payments or early clearance of a loan, you pay even less interest!
Recent Results of the Ballina Credit Union Car/Cash Draw