Why is a Credit Union
We are Owned
No fees, charges
Loan Protection Insurance is provided free of charge.
The free loan insurance offers piece of mind to you in knowing that in the event of your death your loan is completely cleared in full at no cost to you or your family. This is one of the additional benefits of borrowing from Ballina Credit Union and is provided at no additional cost to you.
Loan interest is
With your credit union, your interest reduces as your loan reduces. With additional re-payments or early clearance of a loan, you pay even less interest!