Among the principal objectives of a Credit Union are to provide loans for the benefit of its members and to promote thrift!
But your local Credit Union also has a responsibility to help further the economic and social well-being of the community.
Evidence of this commitment by Ballina Credit Union over the years has been its sponsorship of sports and other events and its involvement with the annual Schools’ Quiz and Schools’ Art Competition.
At the end of 2019 Ballina Credit Union organised a hugely successful Green Energy Exhibition, the aim of which was to help home owners meet with a wide range of service and product providers operating in this sector, and to provide information on finance available for energy upgrades.
The SEAI, Ireland's national sustainable energy authority, which works with householders to create a cleaner energy future, is currently giving out grants for insulation, solar energy, heating controls, solar water heating and heat pump systems.
These grants, when combined with finance from Ballina Credit Union, can make a seemingly daunting household project to help our climate much easier to complete.
As Spring approaches, and with the likelihood of travel restrictions remaining in place for months to come, many people are now contemplating improving their home and garden.
Ballina Credit Union has set aside €5m in loan funds to fuel anticipated home renovation and energy upgrades for Spring/Summer 2021.
Ballina Credit Union can lend up to €65,000 to a member for this purpose, spread over ten years, with loan approval within 24 hours and flexible repayments to suit the borrower’s needs. Not only that, but there are no hidden fees and no early repayments charges. And Ballina Credit Union provides borrowers with free insurance on a loan.
Ballina Credit Union offers 60 days from the date of approval of a loan to drawdown and this option is particularly helpful in the current Covid-19 climate. A loan application can be made now, but funds can be held in place for the borrower until such time as it becomes clear when restrictions will be lifted to enable the planned work to be carried out.
From improvements to gardens and patio areas, to energy upgrades, a new kitchen or interior design work, Ballina Credit Union will have a loan plan to suit you.
Larger projects such as building extensions can also receive assistance.
, telephone 096-71066 or email firstname.lastname@example.org
Better still, download the App and apply online. Just search for ‘Ballina Credit Union’ on the Playstore and Appstore.