Whether you’re a student, mature student or a parent of a student, we have the education loan for you.

You can use our loan calculator below to find your ideal payment plan and loan term.

Estimate your loan repayments

Loan Calculator

I'd like to borrow:
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):

APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

Loan Enquiry

Your loan details have been captured and will be submitted with your enquiry.

I consent to submitting my information in agreement with the terms and conditions of the Privacy Statement on this website.
What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Mortgage statement (if applicable)
  • Educational Expenses
2

Proof of Income

  • Employed - 3 most recent payslips
  • Self employed - Most recent set of accounts and most recent set of tax returns/Form 11 OR notice of self assessment
  • Social Welfare - 3 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID – Driving License/Passport
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Evidence of PPSN – Medical Card, Payslip, P60
Lending criteria

Loan Term

  • The maximum term for our Education Loan is 5 years.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Proof of Eductional Expenses

  • *Provided by the Credit Union to Eligible Members.
How to apply

Apply


If you are an existing registered member, you can make a full application online via our CU Online+ service or Ballina Credit Union app. If you are not a member you can join us today.

Online Banking Log In Register

Please note: Terms and Conditions apply. Loans are subject to approval. Ballina Credit Union is regulated by the Central Bank of Ireland. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Ballina Credit Union please contact us today.

Contact Us
Top