These loans are only available to members who have had a previous loan with the credit union that was in excess of their pledged shares. They are not available to first time borrowers. There is limited supporting documentation required for these loans. Assessment is based primarily on repayment performance on previous loans.

You can use our loan calculator below to find your ideal payment plan and loan term.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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Lending criteria

Loan Term

  • The maximum term available for all small loans is 2 years.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

Apply


If you are an existing registered member, you can make a full application online via our CU Online+ service or Ballina Credit Union app. If you are not a member you can join us today.

Online Banking Log In Register

Please note: Terms and Conditions apply. Loans are subject to approval. Ballina Credit Union is regulated by the Central Bank of Ireland. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Ballina Credit Union please contact us today.

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