Whether you are interested in buying a brand new or used vehicle from a car dealership, we have the car loan to help you.

You can use our loan calculator below to find your ideal payment plan and loan term.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

Your loan details have been captured and will be submitted with your enquiry.

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed - 3 most recent payslips
  • Self employed - Most recent set of accounts and most recent set of tax returns/Form 11 OR notice of self assessment
  • Social Welfare - 3 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID – Driving License/Passport
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Evidence of PPSN – Medical Card, Payslip, P60
Lending criteria

Proof of Purchase

  • Proof of car purchase must be provided e.g. Cheque or EFT made payable to car dealership.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

Apply

If you are an existing registered member, you can make a full application online via our CU Online+ service or Ballina Credit Union app. If you are not a member you can join us today.

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Please note: Terms and Conditions apply. Loans are subject to approval. Ballina Credit Union is regulated by the Central Bank of Ireland. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan please with Ballina Credit Union please contact us today.

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