Open My Current Account Now
Finally, a real choice
Current Account, provided by Ballina Credit Union, gives you a real choice for your day-to-day financial needs.
Current Account is a full service current account, brought to you by your credit union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.
With instant access to your money through a Mastercard® Debit Card, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.
Shopping online has changed from the 1st January 2021. Click here for more information.
Please note, the maximum combined balance allowed per Member in Ballina Credit Union is €20,000. Your combined balance is calculated from your total deposits in Ballina Credit Union. Total deposits are made up of your Shares, Deposits and Current Account balances added together.
Features & Benefits
Same friendly service
Globally accepted Mastercard Debit Card
Use in-store, online or at ATMs
Google Pay, Fitbit Pay and Apple Pay
Cashback available at participating retailers
Overdraft for unexpected expenses
No surcharge interest on overdrafts
Automate regular payments using Standing Orders & Direct Debits
Stay in control with our Mobile App, eStatements and eFee Advices
Secure online shopping
24/7 support for lost/stolen debit cards
You can now add your Current Account Debit Mastercard to Google Pay, Apple Pay and Fitbit Pay digital wallets, making it easier to make Contactless payments with your mobile phone or Fitbit watch.
Transparent Fees and Charges:
A low monthly fee of €4 per month includes:
- Unlimited euro point of sale and contactless transactions
- Unlimited mobile and online banking
- No charges for lodgements or in-branch transactions
- Up to 5 ATM withdrawals per month (thereafter a per transaction fee applies)
- Free eStatements every quarter
In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open an account. Terms and conditions apply.
Overdrafts are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply. Ask a staff member for more details today.
The Debit Card’ is issued by Transact Payments Malta Limited pursuant to licence by 'Mastercard International’