Where are we now
Why a Credit Union
With a credit union you are a member, or a stakeholder. With another financial institution you are simply a customer. Other institutions are for-profit institutions and their goal is to make money for the stockholders of the company. A credit union is not-for-profit entity and their goal is pass through the profits to the members. This comes in the form of added member benefits such as zero fees and low loan rates and free savings and loan insurance.
It is the aim of Ballina Credit Union to provide a safe and sound financial institution in order to provide our members with a cost effective financial solution, to endeavour to expand both our membership and services on an ongoing basis, and to at all times promote the principles of the credit union movement.